Heal Your Relationship With Money.
Financial Therapy & Wellness Counseling · NY & NJOnline financial therapy and financial wellness counseling for adults in New York and New Jersey. Work with a Certified Financial Therapist™ (CFT™) to address the emotional roots of your financial challenges.
Signs You May Benefit from Financial Therapy
You feel anxious, ashamed, or avoidant about money
You overspend, underspend, or hoard money compulsively
Money is a major source of conflict in your relationship
You grew up in financial instability or scarcity
You self-sabotage financial progress despite good intentions
You struggle with debt, credit, or financial decision-making
You feel your financial situation is beyond your control
What Is Financial Therapy?
Where Mental Health Meets Financial Wellness
Financial therapy is a specialized practice that blends therapeutic techniques with financial health concepts. It recognizes that our relationship with money is deeply emotional — shaped by childhood experiences, family dynamics, cultural messages, and past trauma.
As a Certified Financial Therapist™ (CFT™) and member of the Financial Therapy Association (FTA), Fatima Lundy works at the intersection of mental health and financial wellness — helping clients in New York and New Jersey understand and transform their financial behaviors.
Unlike a financial advisor who focuses on numbers, a financial therapist focuses on the thoughts, feelings, and behaviors that drive your financial decisions. The goal is lasting change from the inside out.
Areas We Address
Financial Wellness Issues We Treat
Financial therapy in New York and New Jersey addressing the emotional and behavioral dimensions of your financial life.
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Financial Anxiety
Address the worry, dread, and avoidance that money triggers — and develop a calmer, more empowered relationship with your finances.
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Generational Money Patterns
Identify and break inherited beliefs about money — scarcity mindsets, financial shame, and family financial trauma.
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Credit & Debt Stress
Manage the emotional weight of debt and credit challenges with therapeutic support alongside practical financial guidance
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Money Avoidance
Break the cycle of ignoring bills, avoiding budgets, and procrastinating on financial decisions that keep you stuck.
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Financial Conflict in Relationships
Navigate money disagreements with your partner, address financial infidelity, and build a shared financial vision.
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Financial Self-Sabotage
Uncover the unconscious beliefs and behaviors that cause you to undermine your own financial progress and success.
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Compulsive Spending
Understand the emotional triggers behind overspending and develop healthier coping strategies that don't involve retail therapy.
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Financial Trauma
Heal from experiences of financial abuse, sudden loss, bankruptcy, or extreme poverty that continue to affect your financial behavior.
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Building Financial Confidence
Develop the mindset, habits, and emotional resilience to make sound financial decisions and build lasting wealth.
Financial Therapist vs. Financial Advisor
Understanding the difference helps you get the right support.
Financial Therapist (CFT™)
Addresses emotional & behavioral roots of financial issues
Helps you understand your money beliefs and patterns
Treats financial anxiety, trauma, and avoidance
Works with couples on financial conflict
Integrates mental health and financial wellness
Licensed therapist with specialized financial training
Financial Advisor
Focuses on investment strategies and portfolio management
Provides tax and retirement planning guidance
Analyzes financial data and market trends
Creates financial plans and budgets
Advises on insurance and estate planning
Not trained in mental health or behavioral change
Why Choose TIMA Therapist for Financial Wellness
Certified Financial Therapist™
Fatima holds the CFT™ credential and is a member of the Financial Therapy Association (FTA) and Credit Builders Alliance (CBA).
Holistic Approach
We address both the emotional and practical dimensions of financial wellness — because lasting change requires healing the whole person.
Evidence-Based Methods
Using CBT, Motivational Interviewing, and financial therapy techniques to help you build a healthier money mindset.
Online Financial Therapy in New York & New Jersey
If you're looking for a financial therapist in New York or a financial counselor in New Jersey, TIMA Therapist offers specialized financial wellness therapy delivered entirely online. Our telehealth model makes it easy to access expert care from anywhere in NY or NJ.
Money is emotional. Financial stress, anxiety, and conflict are among the most common — and least discussed — mental health challenges. A Certified Financial Therapist™ can help you understand why you make the financial decisions you do, and guide you toward lasting behavioral change.
TIMA Therapist serves clients throughout New York City (NYC), Brooklyn, Queens, the Bronx, Manhattan, Staten Island, Long Island, Westchester, and across New Jersey, including Newark, Jersey City, Hoboken, Trenton, and beyond — all via secure online therapy.
Common Questions About Financial Therapy
Is financial therapy the same as financial planning?
No. Financial therapy focuses on the emotional, psychological, and behavioral aspects of your relationship with money. Financial planning focuses on investment strategies, budgets, and financial goals. A financial therapist helps you understand and change the patterns that may be undermining your financial well-being.
Do I need to be in financial trouble to benefit from financial therapy?
Not at all. Financial therapy is valuable for anyone who wants to improve their relationship with money — whether you're struggling with debt, dealing with financial anxiety, navigating money conflicts in your relationship, or simply wanting to build a healthier money mindset.
Can financial therapy help with couples' money conflicts?
Absolutely. Financial conflict is one of the leading causes of relationship stress and divorce. Financial therapy for couples helps partners understand each other's money beliefs, communicate more effectively about finances, and build a shared financial vision.
How is online financial therapy different from in-person?
Online financial therapy is equally effective as in-person and offers the added convenience of attending sessions from home. This can actually make it easier to discuss sensitive financial topics in a comfortable, private environment.
Your Financial Healing Starts Here
Work with a Certified Financial Therapist™ in NY & NJ to transform your relationship with money from the inside out.